Radio Show

Safe Money Strategies™️

Saturday from 9 to 10 a.m.

Our Safe Money Strategies™ radio program has been broadcast since 2006.

Today’s show carries on the tradition of the late Bill Kelly. Since late 2017, the show features two hosts, Boston journalist John Budris, and Kelly Financial co-founder Kelly Kelly. As always, it showcases eclectic guests and engaging conversation in a magazine-style format.

Tune in to WRKO 680-AM (you can always stream on wrko.iheart.com and have your virtual assistant play WRKO Boston) every Saturday beginning at 9am.

Still original and still going!

Click on the links below to listen to our past shows and rewind the experience.

Kelly Financial Services, LLC, sponsors “The Kuhner Report” heard every weekday from 6 a.m. to 10 a.m. on WRKO.



Click the links below to listen to past radio shows:
March 9th, 2024: William & Kelly on "Senior Thesis" during Spring Break/ The benefits of working with a financial advisor/ Patience in the market is a key discipline/ Will the 401(k) disappear in 10 years?/ Bill Kelly on "ticker shock" and "statement shock."

March 2nd, 2024: William & Kelly fondly remember Bill on the radio/ Is taking Social Security early a good thing?/ Balancing enjoying life today as you're preparing for retirement tomorrow/ The Opioid Epidemic is a personal and national financial & economic crisis today/ Bill Kelly on a financial professional helping manage your affluence

February 24th, 2024: William & Kelly: Ah, to be 18 again/ Be wary of "conventional wisdom" with your retirement/ How $30 trillion in national debt might affect Social Security reform/ Checking your emotional health in transitioning to retirement/ Bill Kelly's wisdom from the archives.

February 17, 2024 - William turns 18 - advice from the young at heart/ Life insurance is an integral part of your retirement planning/ Home sales can generate big capital gains/ Be careful of financial advice on social media/ From the archives: Bill Kelly on the value of time.

February 12, 2024 - Wrestling wrap-up with Kelly and William/ Three pillars to retirement planning/ Understanding different types of bonds/ We have begun the greatest intergenerational transfer of wealth in American history/ Wit & Wisdom of Bill Kelly.

February 5, 2024 - Kelly and William socializing at wrestling/ Financial planning in an election year/ Understanding the time value of money/ The "Introvert Economy" reigns/ Wit & Wisdom of Bill Kelly.

January 27, 2024 - Kelly and William on Jeff Kuhner's President Trump interview/ "Novice Investor" on bond strategies/ Women's Upward Mobility in American history/ John Budris on the farm/ Wit & Wisdom of Bill Kelly

January 20, 2024 - Kelly and William on community service at school/ Has the bond market baked in rate cuts for 2024?/ An historic moment: The SEC approves Bitcoin ETFs/ Beware of scammers posing as registered investment advisors: They're fake!/ Wit & Wisdom of Bill Kelly

January 13, 2024 - Kelly and William on the homefront/ Safe Money Strategies looks at brokers and financial advisors serving the best interests of their clients/ "Novice Investor:" An intro to crypto/ What is going on with Massachusetts' latest fiscal crisis?/ Bill Kelly remembers

January 6, 2024 - Kelly and William on holiday recollections/ 2023 Year in Review: Choppy but solid/ Mary Madeline earns her Investment Advisor Representative license/ The surprising money dynamics of older couples/ John Budris Remembers/ Bill Kelly on the homefront

December 30, 2023 - The New Year's Show featuring John Budris... A journey of personal insight, commentary, and family lore from one of the best storytellers we know. Kelly Kelly sets up and closes this special presentation.

December 23, 2023 - The Christmas Show: Kelly and her dad, Walter, talk Christmas memories/ John Budris on the homefront/ The KFS team talk family Christmas stories/ Kelly and Bill reminisce.

December 16, 2023 - Kelly and William talk scholl before Christmas Break/ Mountain climbing as a metaphor for retirement planning/ Staying fully invested on "Novice Investor"/ Why healthcare costs are so high/ Bill Kelly recalls Christmases past on the farm.

December 9, 2023 - Kelly and William on wrestling/ Portfolio tune-up topics as year ends/ Novice Investor on getting started with investing: just start!/ Was "unretiring" a short-lived trend?/ John Budris on his family coming to America/ Wit & Wisdom of Bill Kelly

December 2, 2023 - MC John Budris/ William Kelly Jr., the Pledge of Allegiance/ The Bubs Perform/ KFS financial advisors/ Kelly's toast to clients/ Carly Tefft performs/ Kelly's 20th anniversary remarks: past, present & future/ Mary Madeline presentation to Kelly/ The Bubs encore

November 25, 2023 - William & Kelly set the stage for the 2023 Bill Kelly Annual Christmas Brunch/ Greg Murray joins the SMS conversation on Top 3 concerns of investors/ The SMS Interview: The Bibs & Carly Tefft/ The value of planning/ From the archives -- Bill Kelly on risk in investing

November 18, 2023 - William & Kelly School Exam Review/ Holiday Food Prices 2023/ Favorite past brunch moments/ John Budris' Thanksgiving reflections/ Preview of 2023 KFS Christmas Brunch performers: The Bubs and Carly Tefft/ Wit & Wisdom of Bill Kelly

November 4, 2023 - William & Kelly on school ambassadorship/ Understanding the "Step Up Basis" in estate planning/ Kelly joins "Novice Investor" on teen financial life-lessons/ The personal and financial toll of the opioid epidemic/ Bill Kelly on the home front

October 28, 2023 - Kelly & William reflect on Forever Young/ You may need decades of retirement income/ "Novice Investor" on Accredited Investors/ Kelly & John reflect on KFS and beyond/ Wit & Wisdom of Bill Kelly

October 14, 2023 - William & Kelly: Remembering Bill Kelly/ Where to consider putting cash in this market/ "Novice Investor" on renting vs. owning/ The biggest threat to the 60/40 portfolio is inflation/ John Budris: Raconteur Part II/ Bill Kelly from the archives

October 7, 2023 - William & Kelly coffee klatch/ Best places to retire abroad/ "Novice Investor:" Creating the "savings habit."/ How we got to higher interest rates/ John Budris as raconteur/ Bill Kelly's ruminations

September 30, 2023 - William & Kelly Saturday morning coffee/ What the Fed is signaling for the economy/ Calculating interest on "Novice Investor"/ More seniors are working into their 80s/ Bill Kelly on simpler times

September 23, 2023 - William & Kelly on the KFS team building weekend celebration/ IRS relief on the new 401(k) catch up contributions/ Novice Investor dissects the "Fed Pause"/ Preparing for a recession now/ Audio archives: The Bill Kelly Interview

September 16, 2023 - Saturday coffee with William & Kelly/ Does the 80% spending rule work for retirees today?/ DIY investing on "Novice Investor"/ The challenges of being in the "Sandwich Generation"/ Bill Kelly on times of change

September 9, 2023 - Saturday coffee with William & Kelly/ Identifying the true value of your financial advisor/ "Novice Investor" on higher yield/ A core consideration in financial planning is: How much is enough?/ Bill Kelly with legendary Boston sports broadcaster John Dennis

September 2, 2023 - William & Kelly reflect on summer internship/ What Fed Chair Powell's recent comments mean for markets/ "Novice Investor" on types of bonds/ Check fraud is rampant despite fewer checks being written/ Bill Kelly: The red flannel shirt.

August 26, 2023 - William & Kelly Saturday morning coffee klatsch/ Considering fixed-rate investments as part of overall strategy/ Types of Annuities on "Novice Investor"/ Understanding "Longevity Literacy" and life expectancy/ Wit & Wisdom of Bill Kelly

August 19, 2023 - William & Kelly on the homefront/ A "Reserve Currency" discussion/ Novice Investor addresses Social Security benefits outside of retirement/ A roundtable discussion on Millionaire's Tax et al/ Bill & WIlliam: Reminiscence Bump

August 12, 2023 - William & Kelly on the homefront/ The A, B, Cs of Medicare/ The benefits of Long-Term Care on "Novice Investor"/ Many think they have LTC, most don't -- seeking clarity in the confusion/ Bill Kelly's vision.

August 5, 2023 - William & Kelly: on vacation and swimming with the pigs/ Following conventional wisdom is not a personalized strategy/ Novice Investor: balancing spending and saving/ More and more women are breadwinners/ Wit & Wisdom of Bill Kelly.

July 29, 2023 - William & Kelly/ Reducing your tax bill/ Novice Investor: Buy High and Sell Low?!? Wealth and savings of late-Boomers and early-Gen X/ Wit & Wisdom of Bill Kelly.

July 22, 2023 - William & Kelly at the kitchen table/ Greg Workman's live Social Security presentation/ Novice Investor on DIY research/ The lessons of Aretha Franklin's estate/ From the archives: Bill on legacy planning.

July 15, 2023 - Ruminations from William & Kelly/ The illusion of conventional wisdom in retirement planning/ DRIPs on "Novice Investor"/ AI is coming to Wall Street/ Wit & Wisdom of Bill Kelly.

July 8, 2023 - William & Kelly on KFS internship/ What if you were to win the lottery?/ Building credit on the "Novice Investor"/ The emotional adjustment of retirement/ Bill Kelly on listening to your inner voice

July 1, 2023 - William & Kelly: financial literacy for teens/ Ebbs & Flows of retirement expenses/ Credit card rewards on "Novice Investor"/ Creating goals-based income plans/ Bill Kelly on the American Dream

June 24, 2023 - William on learning the KFS business/ Where is your retirement income coming from?/ Novice Investor looks at "Accredited Investor"/ Radio and our business may have changed, but not our values/ From the archives: Bill Kelly on income

June 17, 2023 -William's KFS internship/ Breaking down an economy at the crossroads/ "Novice Investor" answers: "How do I get started?"/ "The Great Wealth Transfer" has begun/ The universality of Bill's "restless sea" message

June 10, 2023 - William & Kelly on growing up with KFS/ Downsizing and moving in retirement/ "Novice Investor" remembers Bill Kelly/ John & Kelly on 20 years in business and retirees' new vision of retirement/ Bill & William on the radio

June 3, 2023 - William & Kelly on Aleix de Tocqueville/ Safe Money Strategies: Good retirement plans are designed for change/ "Novice Investor" on how emotions can cost you/ Book Review: Know your tax bracket even outside tax season/ John Budris: life lessons from the Canadian wildfires/ From the archives: Kelly joins Bill

May 27, 2023 - William & Kelly: school finals/ The "why" of investment decisions/ "Novice Investor": Do you have ESP?/ Kelly & John on living longer/ Bill & John on "punctuated equilibrium

May 20, 2023 - William & Kelly: Exercise in the pool/ Special retirement planning for women/ Traditional IRA vs. Roth IRA/ Book talk: Knowing all your expenses in retirement/ From the archives: An introspective Bill Kelly

May 13, 2023 - William & Kelly on prefects/ Investment options while weighing risk; inflation/ "Novice Investor" on calculating risk/ Book Review: How healthy is the Social Security system?/ Wit & Wisdom of Bill Kelly

May 6, 2023 - Kelly & William on the college search/ Annuities Special: From three perspectives: financial advisors, Novice Investor, Kelly's book/ Wit & Wisdom of Bill Kelly

April 29, 2023 - Kelly & William on a new family member/ Financial products vs. financial plans/ Market timing on "Novice Investor"/ Kelly talks human nature from her book/ Rob Townsend previews the Coronation of a king/ Wit & Wisdom of Bill Kelly

April 22, 2023 - Kelly & William on first cars/Jackie Robinson and bank history/ Know your bonds on "Novice Investor"/ 401(k)s and the perils of DIY investing/ Wit & Wisdom of Bill Kelly

April 15, 2023 - William & Kelly celebrate Kelly's birthday on "Forever Young"/ Traveling & Relocating in Retirement/ What's a "DRIP"? on Novice Investor/ Book Review: Kelly & John on legacy planning/ Wit & Wisdom of Bill Kelly

April 8, 2023 - William & Kelly on "Forever Young"/ Understanding three expense types/ Building trust on the "Novice Investor"/ Book Review: Finding A Financial Professional/ Wit & Wisdom of Bill Kelly.

April 1, 2023 - William & Kelly "Forever Young"/ The four "D's" of retirement planning/ Enjoying life while saving on "Novice Investor"/ Kelly's book talk on Long-Term Care Insurance/ Wit & Wisdom of Bill Kelly

March 25, 2023 - Kelly & William "Forever Young"/ Taxes and withdrawal strategies go hand in hand/ "Novice Investor" on procrastination/ Kelly and John on longevity, from Kelly's book/ Wit & Wisdom of Bill Kelly.

March 18, 2023 - Kelly & William "Forever Young"/ Greg Workman & Mike Doucette: three questions to answer during periods of market volatility/ A primer on annuities on "Novice Investor"/ Kelly & John Budris look at investor behavior during market volatility in Kelly's book/ Central Bank Digital Currency/ Simpler Times with Bill Kelly

March 11, 2023 - William & Kelly on Forever Young/ "In Debt We Trust," averting a debt crisis/ Credit Scores on "Novice Investor"/ Income drives lifestyle on Kelly's book review/ Wit & Wisdom of Bill Kelly

March 4, 2023 - Kelly & William "Forever Young"/ Balancing risk and safety/ Incremental Inflation on "Novice Investor"/ Book Talk: Social Security/ Wit & Wisdom of Bill Kelly

February 25, 2023 - Kelly & William, "Forever Young"/ Beware of faulty retirement assumptions/ "Novice Investor" on Roth Conversions/ Kelly's new book: know your tax bracket/ Wit & Wisdom of Bill Kelly

February 18, 2023 - William & Kelly "17" on "Forever Young"/ David Dupuy Jr., our "Medicare Concierge"/ Novice Investor on fraud protection on cards/ Kelly talks annuities from her new book/ Wit & Wisdom of Bill Kelly

February 11, 2023 - William & Kelly "Forever Young"/ Market Recap, the "January Trifecta" and diversification/ "Credit Card Rewards" on Novice Investor/ Kelly & John Budris on finding a financial professional in Kelly's new book/ The Wit & Wisdom of Bill Kelly

February 4, 2023 - William & Kelly "Forever Young"/ The KFS Process & Boosting retirement income/ "Novice Investor" mining cryptocurrencies/ Kelly & John Budris talk "Women Retire Too"/ The Wit & Wisdom of Bill Kelly

January 28, 2023 - Forever Young with William & Kelly/ Are Bonds Back?/ "Novice Investor" on the importance of time value of money/ John Budris & Kelly on Boomer Heroes and estate planning/ The Wit & Wisdom of Bill Kelly

January 21, 2023 - Kelly & William: Life Lessons/ Tax Efficient Strategies/ High Yield Savings Accounts on the "Novice Investor"/ The Stella Awards/ Kelly's new book!/ Bill Kelly's Wit & Wisdom for the new year

January 14, 2023 - Kelly & William recall Henry Box Brown/ How a Gov't Pension Offset (GPO) may impact your Social Security/ How the Secure Act 2.0 impacts you/ The Novice Investor addresses "Accredited Investor"/ What do you look for in an advisor?/ Bill Kelly's thoughts from yesteryear still relevant today

January 7, 2023 - Kelly & William on personal goals & resolutions/ What will markets look like in 2023?/ Novice Investor define "SMART Goals"/ On the farm with John Budris/ New trends in Defined Benefit and Defined Contribution plans/ The virtues brought by a newspaper route with Bill Kelly