Radio Show

Safe Money Strategies™️

Saturday from 9 to 10 a.m.

Our Safe Money Strategies™ radio program has been broadcast since 2006.

Today’s show carries on the tradition of the late Bill Kelly. Since late 2017, the show features two hosts, Boston journalist John Budris, and Kelly Financial co-founder Kelly Kelly. As always, it showcases eclectic guests and engaging conversation in a magazine-style format.

Tune in to WRKO 680-AM (you can always stream on wrko.iheart.com and have your virtual assistant play WRKO Boston) every Saturday beginning at 9am.

Still original and still going!

Click on the links below to listen to our past shows and rewind the experience.

Kelly Financial Services, LLC, sponsors “The Kuhner Report” heard every weekday from 6 a.m. to 10 a.m. on WRKO.

 

Click the links below to listen to past radio shows:

April 12, 2025: William and Kelly on lessons learned from wrestling & powerlifting/ Estate tax increases after The 2017 TCJA expires/ The risks of cherry-picking stocks/ The ‘How To’ guide to annuities/ Common pitfalls of estate planning/ Bill Kelly on understanding the many investment planning acronyms

April 05, 2025: William and Kelly on travels & life/ Overcoming the uncertainties of today’s markets/ Tailoring annuities to your unique plan/ Pre-retirees assumptions and realities about retirement/ Adding bonds to your investment mix/Bill Kelly on helping clients be informed

March 29, 2025: William and Kelly on becoming a financial advisor/ Insights into recent market downturns/ Common misconceptions of annuities/ The benefits & options of Safe Money strategies/ Navigating the challenging world of investments/ Bill Kelly on the many ways people connect with Kelly Financial

March 22, 2025: William and Kelly on the changing of the seasons/ Three essential pillars of retirement planning/ Balancing Roth IRA and 401k contributions/ Fiduciary advisors and why they’re important/ Bill & Kelly on running their family-owned business

March 15, 2025: William and Kelly on the importance of cybersecurity/ A history lesson on annuities/ Investment strategies to weather market disruptions/ Ten life events that impact retirement taxes/ Bill Kelly’s childhood memories of a simpler life

March 08, 2025: William and Kelly on the benefits of sports as a kid & current events/ Explaining tariff impacts on market performance/ The realities of taxable Social Security benefits/ The FIRE movement and how to retire early /Annuities as early retirement funding sources/ Bill Kelly on trusting your judgment and staying in awe.

March 01, 2025: William and Kelly on their Irish family traditions & William’s wrestling memories /Strategies to make your retirement income last longer /Ensure your financial plan stays current with periodic reviews/ Protect your retirement from cognitive decline/Bill Kelly on his excellent Irish Catholic upbringing

February 22, 2025: William & Rob Townsend on William’s trip to England/ Avoiding retirement risks and meeting long-term goals by rebalancing your portfolio/ Tax season tactics for keeping more of your money/ Smart tax moves from your advisor to save thousands/Bill Kelly on the joys of becoming William jrs.’ Dad.

February 15, 2025: William & Kelly on William’s 19th birthday trip across Barcelona and Switzerland/ Balancing the trade-off in your retirement decisions/ Backdoor Roth contributions for high-income earners/ The Gen X retirement roadmap and steps to retiring successfully/ Achieving retirement goals with a bucket strategy/Bill Kelly and William Kelly jr. on all he learned in Kindergarten.

February 08, 2025: William & Kelly on Trump’s weekly news & traveling in Europe/ Managing 5 financial risks that undermine retirement confidence/Understanding the retirement impacts of the WEP repeal/ The best countries where you can comfortably retire/Avoid retirement risks with solid income planning /Bill Kelly on lessons for handling adversity

February 01, 2025: William & Kelly on keeping pets safe & European travel with friends/ Overcoming financial challenges & empowering women in retirement planning/  Preparing for big financial expenses/ Financial steps to downsizing in retirement & how your advisor can help/ Bill Kelly on learning the lessons of investing from a paper route.

January 25th, 2025: William & Kelly on Trump’s first days in office & inspiring leaders/ Finding an advisor that’s a good match for you/Understanding the psychology of money/Your 2025 Financial To-Do’s /The importance of a retirement income checklist/Questions to ask when researching a financial advisor/Bill Kelly on ‘The day I live’

January 18th, 2025: William & Kelly on MLK and presidents with heart/ Making your money last while managing risk /  Dividend Reinvestment Plans are good investment strategies / Financial wisdom of Americans in their 60s, 70s, and 80s / Bill Kelly on the joy of shopping for MLK Center families

January 11th, 2025: William & Kelly on the joy of renovating with antiques/ The factors that contributed to the strong stock market performance of 2024/  Keeping more of your money by being tax smart in retirement/ Guarding your retirement income when interest rates fall / Bill Kelly on the nostalgic items in his family’s farmhouse

January 4th, 2025: William & Kelly reflect Jimmy Carter’s life/ Building a secure and resilient fiscal house/  Understanding the impact of the national debt on Social Security/ Election impacts on retirement savings and what you can do/ Bill Kelly on finding safety when investing is a restless sea

December 28th, 2024: William & Kelly reflect on a great year and William’s praise for his mom’s achievements/ Protecting retirement income and keeping pace with inflation/  Retirement planning through the ages/ Changes to retirement plans in 2025 & how your advisor can get you ready/ Bill Kelly asks ‘Where are you in the world of investing?

December 21st, 2024: William & Kelly on the joy of giving to charities at Christmas/  Understanding stock market history makes you a better investor/ Sticking to your retirement strategy as you enter 2025/ The shifting definition of retirement & financial factors to consider when deciding to retire/ Investment strategies to maximize your retirement savings/ Bill Kelly remembers Christmas on the farm

December 14th, 2024: William & Kelly on Trump’s immigration plans and good reads about entrepreneurs/ Selecting an advisor with your best interests at heart/ Financial lessons from holiday spending/ People to speak to about your retirement & what questions to ask/ What to expect in a year-end second opinion/ Bill Kelly on life on Bailey Brook farm and first jobs

December 7th, 2024: William & Kelly on Trump’s economic policies and holiday planning/ What type of investor are you?/ Critical money moves to make before December 31st/ The best parts of retirement/ Funding the retirement of your dreams/ Avoiding investment mistakes by understanding your investment style/ Bill Kelly on preparing for life’s transitions

November 30th, 2024: William & Kelly on Trump’s cabinet picks and Friedman’s book ‘Capitalism & Freedom’/ Planning for longevity – 3 questions you must answer before retiring/ Practical steps for regaining control of your debt/ The challenges of managing healthcare costs in Massachusetts/ Bill Kelly on the GPS – guidance, possibilities, and security – that Kelly Financial offers.

November 23th, 2024: William & Kelly on the impact of the war in Ukraine & the need for peace/ Avoid risk by rebalancing your investment portfolio/ Staying on top of your retirement planning with Kelly Financial/ Wrap up your 2024 financial year-end to-do’s/ Four things to consider when adjusting allocations/ Bill Kelly on the joys of having a family

November 16th, 2024: William & Kelly on Trump’s plans and Thanksgiving with friends/ Optimize your 401k with diversified options/ Debunking myths about annuities/ The benefits of a financial second opinion & how to get one/ Preserve your retirement investment from market downturns/ Bill Kelly on Marxism.

November 9th, 2024: William & Kelly on the benefits of Trump’s win & the annual DAV event/ Smart financial gifting and legacy planning for grandparents/ Focus on market fundamentals & long-term goals post-election/ Retirement planning around Trump’s upcoming economic policies/ Strategies for bolstering your grandkids’ financial future/ William Jr. at the WRKO DAV Radiothon.

November 2nd, 2024: Political insights from John Budris/ William & Kelly on having confidence in life, before & after the election/ Taking charge of your financial future/ Focus on long-term investment strategy, not market volatility/ How Harris’ & Trump’s policies will impact your retirement/ Roth IRA conversions grow your savings tax-free

October 26th, 2024: Political insights from John Budris/ William & Kelly on honoring Bill’s memory by cleaning out /Saving enough for retirement/ Understanding the impact of shrinkflation/ Reasons for delaying retirement/ Planning for long-term care and estate plans/Strategies to make your money work for you/ Bill Kelly on winter at Bailey Brook Farm

October 19th, 2024: Bill Kelly on what matters most in this short life/ William and Kelly reminisce about Bill on the anniversary of his passing/ Review your distribution strategy after dropping interest rates/ it's never too late to start investing/ Top three financial regrets that impact retirement/ Overcoming financial regrets to build a healthy retirement plan/ Three factors Impacting fourth quarter market performance

October 12th, 2024: William and Kelly on Georgia’s recovery efforts post-Helene/ Third quarter market recap/ Understanding investment performance returns/ Five surprise retirement expenses/ Factoring family matters into your retirement plan/ Preparing for fourth quarter market volatility /Bill Kelly & Rob Townsend on life and education across the globe

October 5th, 2024: William & Kelly on Hurricane Helene’s aftermath/Estate planning mistakes of the rich and famous/Don’t wait to name your Power of Attorney and Healthcare Proxy/Avoiding problems with probate/Important conversations about assets and estate planning/Creating trusts early avoids unforeseen consequences/Bill Kelly’s tribute to his remarkable mother

September 28, 2024: William & Kelly on adult responsibilities and civic duties/Reducing estate taxes with the right saving strategy/Consisteny contributions take the stress out of investing/Retirement planning and estate planning safeguard your future/Retirement planning and estate planning - What's the difference?/Estate planning is for everyone/Bill Kelly on 'The Day I Lived'

September 21st, 2024: William & Kelly on the benefits of preventative medical procedures/ The differences between group and individual coverage you should consider/ Roth conversions before the 2017 Tax Cuts and Jobs Act expires/How life insurance as an asset provides tax advantages/Unique benefits of life insurance you need to know about/ Understanding the underwriting process when seeking appropriate coverage/ Bill Kelly on looking up to Gramps on Bailey Brook Farm

September 14th, 2024: William & Kelly on debate performance and client appreciation events/Post-election tax planning to balance risks in retirement/Understanding your vision for a financially secure retirement/John Budris on Harris and Trump/Strategies for overcoming election uncertainty/Keep volatility in perspective and protect your nest egg /Roth IRA conversions for tax-free growth/Bill Kelly on Dadisms from his great dad

September 7th, 2024: William & Kelly on William’s upcoming client survey/Fixed-indexed Annuities help your savings outpace inflation/More about Target Date Funds in employer-sponsored retirement accounts/Life Insurance Awareness Month is a great time for a policy review/Cash value, tax efficiency and earned interest with Life Insurance/Bill Kelly on the cost of US defense overseas

August 31st, 2024: William & Kelly at the Kenny Chesney concert with the KFS family/ Stable value assets as the foundation of your financial plan/ Monthly distributions offer consistency and tax efficiency/Preparing for interest rate cuts and protecting your assets with fixed-rate annuities/Higher yield bonds provide reliable income/ Bill Kelly on the joy of back-to-school generosity

August 24th, 2024: William & Kelly’s beautiful family memories on Martha’s Vineyard/ Build a resilient & sustainable retirement fiscal house/ Retirement planning in your 30’s, 40’s, 50’s & 60’s/ Managing healthcare costs after Medicare medication negotiations/Stay the course following August’s volatility scare & reset/ Bill Kelly on growing up with Kelly family values

August 17th, 2024: William & Kelly discuss end-of-summer shifts and radio show history/ Four faulty assumptions to avoid when making your retirement income plan/ Considering lower interest rates when navigating the bond market/ The evolution of the American shopping mall/ Immigration impacts on your finances/ Bill Kelly on financial independence vs. displaying social status

August 10th, 2024: William & Kelly recall unique Roman history while on vacation/ Is your retirement plan missing something... like asset allocation?/ The case for staying fully invested during market turbulence/ A social program geared to Boomers that actually worked/ Bill Kelly remembers newspaper routes

August 3rd, 2024: William & Kelly prepare for Rome/ Why goals are so important in retirement/ Talking finance with your significant other/ What is the retirement "magic number?"/ John Budris comments on "AI"/ Wit & Wisdom of Bill Kelly.

July 27th, 2024: William & Kelly on the homefront/ Creating savings without a pension/ Practical steps for managing debt/ Older workers are not an economic drag/ Wit & Wisdom of Bill Kelly.

July 20th, 2024: William & Kelly: A remarkable week in presidential history/ Will historical data shed light on election year markets?/ Tracking your expenses/ Positive trends emerge for Gen-X savings/ John Budris in the garden/ Bill Kelly remembers.

July 13th, 2024: William & Kelly: Saturday coffee/ Planning now for likely tax-rate increases/ Annuity misconceptions/ Women caregivers carry heavy burdens/ John Budris remembers his summer job in 1966/ Wit & Wisdom of Bill Kelly.

July 6th, 2024: William & Kelly: porch-side chat/ Money saving ideas... cut the cord and stream?/ A ballooning national debt may impact Social Security reform/ John Budirs shares American stories over the July 4th holiday/ Wit & Wisdom of Bill Kelly

June 29th, 2024: William & Kelly: Manual labor is good for the soul/ Is your retirement income keeping pace with inflation?/ The Tax Cuts & Jobs Act of 2017 is set to expire in 2025: There's lots of tax consequences if it's not renewed/ More and more Americans are "aging in place." Bill Kelly remembers his grandfather.

June 15th, 2024: Kelly & William: life lessons of a summer job/ Volatility can strike sharply and unexpectedly -- the key is planning/ A lower interest rate environment presents risks and opportunities/ What the 2024 Social Security Trustees Report means to you/ Wit & Wisdom of Bill Kelly

June 8th, 2024: Kelly & William: the fun of summer jobs/ A good primer of bitcoin ETFs/ What options do investors have with employer-sponsored retirement plans?/ Inflation is a top issue in this presidential election cycle/ The wit & wisdom of Bill Kelly

June 1st, 2024: William Kelly: The Graduate!/ Your financial foundation starts with knowing income and expenses/ Are interest rates and stock performance correlated?/ Loads of new tips and action steps for you to consider in our newly revised investor guide on Cyber Security/ Wit & Wisdom of Bill Kelly.

May 25th, 2024: Kelly and William on graduation/ The importance of retitling assets in trusts/ What is a Multi-Year Guaranteed Annuity (MYGA)?/ Cyber Security - A shocking real-life identity theft story/ William and Bill on the radio

May 18th, 2024: William & Kelly on the charity "My Brother's Keeper"/ Why a written retirement income plan is so critical/ Age influences risk tolerance/ New insights on cyber security to help protect you, your family and your wealth/ Wit & Wisdom of Bill Kelly

May 11th, 2024: William & Kelly: Prom memories/ What is a Social Security "Break-Even Analysis?"/ Have that conversation about money and marriage/ What's all this talk about a $1.5 million retirement nestegg?/ Wit & Wisdom of Bill Kelly

May 4th, 2024: William & Kelly: Sr. Prom/ Do you spend more time planning a vacation or your retirement?/ Savings account options to consider/ Those under-40 have seen remarkable rise in wealth/ Wit & Wisdom of Bill Kelly

April 27th, 2024: William & Kelly: It's Prom Season!/ The best place in the world to retire/ Boomer home sales can trigger larger capital gains/ People are leaving Massachusetts in droves/ Bill Kelly remembers generations of his family in RI

April 20th, 2024: William & Kelly: Saturday morning coffee klatch/ A primer on the crypto world/ Will the presidential election impact your investments?/ AI is on Wall Street... Are you ready for it?/ Bill Kelly recalls his family's Blackstone Valley farm

April 16th, 2024: William & Kelly: Saturday morning coffee klatch/ Will expiry of Tax Cuts & Jobs Act mean higher taxes?/ Managing market uncertainty/ Rising home prices and stock prices have mitigated retirement risks/ John Budris on the perils and promise of AI/ Bill Kelly: The value of a newspaper route

April 6th, 2024: William & Kelly: Easter memories/ Are there predictable patterns of stock market performance in presidential election years?/ IRA contributions during tax season/ New insights into relocating during retirement/ "The Day I Live": Inspiring words from Bill Kelly

March 30th, 2024: William & Kelly: the cat's meow/ Can you be too conservative with your investment portfolio?/ A short Roth Conversion tutorial/ The latest trends impacting Long-Term Care facilities/ Wit & Wisdom of Bill Kelly

March 23rd, 2024: Willliam & Kelly: An awarding wrestling season/ Are Roth IRAs a sensible choice for the looming expiry of the Tax Cuts & Jobs Act? Forecasting the Fed's rate cuts/ Studying older workers' productivity and profitability/ John Budris on a "separate peace"/ Wit & Wisdom of Bill Kelly.

March 16, 2024: William & Kelly on the homefront during Spring Break/ The Gifting Exclusion is $17,000 per beneficiary/ The Bitcoin ETF is the newest entrant in the field/ Do you talk with your kids or grandkids about gifting?/ Bill Kelly's Wit & Wisdom"

March 9th, 2024: William & Kelly on "Senior Thesis" during Spring Break/ The benefits of working with a financial advisor/ Patience in the market is a key discipline/ Will the 401(k) disappear in 10 years?/ Bill Kelly on "ticker shock" and "statement shock."

March 2nd, 2024: William & Kelly fondly remember Bill on the radio/ Is taking Social Security early a good thing?/ Balancing enjoying life today as you're preparing for retirement tomorrow/ The Opioid Epidemic is a personal and national financial & economic crisis today/ Bill Kelly on a financial professional helping manage your affluence

February 24th, 2024: William & Kelly: Ah, to be 18 again/ Be wary of "conventional wisdom" with your retirement/ How $30 trillion in national debt might affect Social Security reform/ Checking your emotional health in transitioning to retirement/ Bill Kelly's wisdom from the archives.

February 17, 2024 - William turns 18 - advice from the young at heart/ Life insurance is an integral part of your retirement planning/ Home sales can generate big capital gains/ Be careful of financial advice on social media/ From the archives: Bill Kelly on the value of time.

February 12, 2024 - Wrestling wrap-up with Kelly and William/ Three pillars to retirement planning/ Understanding different types of bonds/ We have begun the greatest intergenerational transfer of wealth in American history/ Wit & Wisdom of Bill Kelly.

February 5, 2024 - Kelly and William socializing at wrestling/ Financial planning in an election year/ Understanding the time value of money/ The "Introvert Economy" reigns/ Wit & Wisdom of Bill Kelly.

January 27, 2024 - Kelly and William on Jeff Kuhner's President Trump interview/ "Novice Investor" on bond strategies/ Women's Upward Mobility in American history/ John Budris on the farm/ Wit & Wisdom of Bill Kelly

January 20, 2024 - Kelly and William on community service at school/ Has the bond market baked in rate cuts for 2024?/ An historic moment: The SEC approves Bitcoin ETFs/ Beware of scammers posing as registered investment advisors: They're fake!/ Wit & Wisdom of Bill Kelly

January 13, 2024 - Kelly and William on the homefront/ Safe Money Strategies looks at brokers and financial advisors serving the best interests of their clients/ "Novice Investor:" An intro to crypto/ What is going on with Massachusetts' latest fiscal crisis?/ Bill Kelly remembers

January 6, 2024 - Kelly and William on holiday recollections/ 2023 Year in Review: Choppy but solid/ Mary Madeline earns her Investment Advisor Representative license/ The surprising money dynamics of older couples/ John Budris Remembers/ Bill Kelly on the homefront

December 30, 2023 - The New Year's Show featuring John Budris... A journey of personal insight, commentary, and family lore from one of the best storytellers we know. Kelly Kelly sets up and closes this special presentation.

December 23, 2023 - The Christmas Show: Kelly and her dad, Walter, talk Christmas memories/ John Budris on the homefront/ The KFS team talk family Christmas stories/ Kelly and Bill reminisce.

December 16, 2023 - Kelly and William talk scholl before Christmas Break/ Mountain climbing as a metaphor for retirement planning/ Staying fully invested on "Novice Investor"/ Why healthcare costs are so high/ Bill Kelly recalls Christmases past on the farm.

December 9, 2023 - Kelly and William on wrestling/ Portfolio tune-up topics as year ends/ Novice Investor on getting started with investing: just start!/ Was "unretiring" a short-lived trend?/ John Budris on his family coming to America/ Wit & Wisdom of Bill Kelly