Publications

WELCOME

 to our virtual library of helpful consumer guides.

Download these reports to learn more about a range of financial topics that could impact you and your family’s future.

More publications will become available on this site as we continue to digitize our library. If you are not seeing something you need assistance with, please call us at 888-800-1881 and we will be happy to help you.

election-toolkit

Will the presidential election impact your retirement?

You’ve worked hard for your nest egg. Find out how you can help preserve your savings from election turbulence.

In This Free Guide, You'll Learn…

How presidential elections have impacted the stock market in the past

The toll expensive campaign promises could have on your finances

Ways to address the fear of the unknown

value-of-objective

The Value of an Objective Opinion

We aim to serve you with dedication, transparency and personal care, but that’s only the tip of the iceberg for the value of a true objective opinion.

This 8-page instant download explains it all, including:

Why we focus on timing your retirement during planning

How long we project your retirement income will last

The benefits of working with an independent advisor

layoff-guide-branded

Have you been laid off or are worried you could be in the future?

While a layoff can be scary, it doesn’t have to mean the end of your financial well-being. In this 10-Step Layoff Survival Guide, you’ll discover simple and effective tactics to help protect your retirement future — both now and in the years ahead.

Put aside temporary fears to focus on long-term stability

Calculate how to best use your severance pay

Navigate the maximum amount of unemployment benefits

retirement-playbook

The Retirement Playbook: Lessons on Retiring Strong

How budgeting plays a part in planning

Why having tax-efficient strategies are key

When retirees knew they were ready to retire

buyout

Should you accept a buyout offer?

Not all buyouts look alike. What are the variables that could make or break your retirement? This 8-page guide offers six questions you should ask yourself before deciding to accept or reject your company's offer. You'll discover:

How to determine if you're really ready to retire

Strategies to ensure you have health care coverage if you're not yet eligible for Medicare

The potential tax consequences of a buyout

retirement-income-checklist

Retirement Income Checklist

Learn the 10 things you should consider when developing your retirement income strategy. With this instant download, you’ll discover:

Statistics on the average life expectancy for retirees

Information on how taxes could affect your retirement income, including your Social Security benefits

Distribution strategies for making your savings last throughout retirement

smarter-not-harder

Work Smarter, Not Harder

Discover the keys to growing your wealth (they may not be what you think they are)! With this instant download, you’ll discover:

How to choose the right savings vehicles for you

What separates traditional vs. Roth IRAs

Why smart investors diversify — and how you can do the same

woman-invest

Women Invest

Women often face more obstacles when planning for their financial futures. Find out how to get ahead of those potential roadblocks in this 4-page booklet, plus:

Why you should keep money in your name

How to confront your financial fears

Who to turn to for trusted, independent guidance

roadmap

Roadmap to Retirement

How much retirement income you want vs. need

Why you should take a new look at annuities

What financial roadblocks may affect your goals

market-corrections

Understanding Market Corrections

This 8-page, easy-to-digest guide explains what a “market correction” is — and what it might mean for your investments. You’ll learn:

The difference between a “market correction” and a “bear market” (and why it matters!)

How a financial professional can help you assess your long-term strategy

Five things to do during a market correction

secure-act2

The Secure act: the three things you actually need to know

With this instant download, you'll discover how to:

Reconsider plans to pass on your IRA to your children or grandchildren

Be aware of changes in age provisions for required minimum distributions

Age limitations no longer exist for contributing to a traditional IRA

5-Steps-Kelly

5 Simple Steps to Choosing the Medicare Supplement Plan for You

With this instant download, you’ll discover:

The basics of Medicare insurance

What a Medicare Supplement plan can do

How to choose the plan that’s right for you

SS-Decisions-Kelly

Social Security Decisions Report

This handy guide covers how Social Security benefits may fit into your retirement plan, including:

Why poor planning could cost you

Who you should consult with first

How Medicare can factor in your Social Security decisions