Questions We Hear and Answer
We have been in business for over 20 years. And we understand you will have plenty of questions for us regarding your retirement. In fact, we encourage and welcome questions for our advisors. While every personal circumstance is unique our experience also tells us that many concerns are universal. Listed below are some questions that might be on your mind as you start planning your financial future. We are happy to help answer them and others for you.
When can I retire?
Will I run out of money in retirement?
Will my spouse and children be OK if something happens to me?
Will I have to change my lifestyle in retirement?
What happens if I need to retire early?
Where will my income come from once I retire?
I am a public employee. Can I expect to receive social security?
When should I begin taking social security?
What happens to my social security benefits if I die?
I have old 401(k) accounts from previous employers. Can I roll them over into an IRA?
What is the best approach for investing in my 401(k), 403(b) or pension plan?
I have a number of retirement accounts. From which one should I draw first?
What is a Roth IRA?
Is a Roth IRA conversion right for me?
How do you get paid?
Am I currently paying too much for investment fees?
Is my retirement nest egg protected from a market drop?
How much will I pay in taxes in retirement?
How much can I expect to pay for healthcare?
Will I be able to afford some kind of long-term care if and when I need it?
I don’t want to burden my beneficiaries with large tax bills. How do I avoid that?
How much money can I give my loved one now?
Do I need a power of attorney?
Is a trust right for me?
What does a five-year look back mean?
How often should I update my will and/or trust?
Should I bring my spouse to our meetings?
Can we meet virtually for our meetings?