Annual Market Review 2021

The year 2021 was one of extreme change. January saw the inauguration of President Joe Biden, but not
before protesters sieged the United States Capitol. Despite the initial tumult, the year began with hope that
increased availability of coronavirus vaccinations would lead to the end of the pandemic. Unfortunately,
throughout the year, the emergence of virus mutations, coupled with the uneven distribution of vaccines,
saw millions more people become ill or perish after contracting the virus.

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